401k Max Contribution 2025 Over 50. Learn more about the rules and contribution. The irs raised 2025 401(k) contribution limits to $23,500, up $500 from last year.
For 2025, the irs raised the cap to $23,500 for people under 50 and $31,000 for people. In 2025, the total contribution limit is projected to be $71,000.