Ssa Income Limits 2025. There is no earnings cap after full retirement. In 2024 and 2025, the social security administration (ssa) allows ssdi beneficiaries to earn income up to certain limits without losing benefits.
In 2025, you earn one credit for earnings of $1,810 ($80 more than the 2024 level), so you bank your maximum of four credits when your work income for the year reaches $7,240. In 2024, the taxable maximum, or the maximum amount of income that is subject to social security tax, is $168,600.